Plan for what matters
to you and your family.
Legacy is building a clearer, objective-led way to approach long-term investing in Ireland, one place, eventually, for your own goals and your child's, side by side. Tell us what you're working towards, understand the risks, and decide what's right for you.
Legacy is pre-launch and in development. It is not currently authorised or regulated by the Central Bank of Ireland. Joining the waitlist does not open an account or create a trust or financial relationship.
Concept preview. Illustrative only, not a live account, and not representative of actual returns.
Legacy is not currently authorised or regulated by the Central Bank of Ireland. Any future service is subject to regulatory, legal, provider and operational approval. Read our full regulatory status →
An account for your own long-term goals.
Legacy is building this personal account to work with Ireland's proposed Investment Account, also called the Savings and Investment Account (SIA) or Personal Investment Account (PIA). Budget 2027 set out the rules, with accounts due to open on 1 July 2027 once the Finance Bill passes. The rules for which firms can offer accounts haven't been published yet, so we're building towards it, not ahead of it.
An intended child bare-trust account.
The Government's proposed Investment Account, announced in Budget 2027, is for adults only. Legacy is building for your children too. Read why →
Joining the waitlist does not create a trust. Not available today.
Join the waitlist →An objective-led, non-discretionary
process.
This describes the intended direction, subject to regulatory, legal and operational approval. It is not a current recommendation, and nothing here should be read as advice.
Start with an objective.
A child's college fund, a house deposit, a comfortable retirement, whatever it is for you. Your goal, time horizon, circumstances and willingness and capacity for risk would be recorded clearly.
See an explained approach.
A deterministic, versioned and approved process would map those inputs to a suitable risk-banded model, explained in plain language.
Stay in control.
You could accept, decline or revisit the recommendation. No decision would be implied by continuing through the experience.
Why Legacy exists.
"Late last year, I tried to set up an investment account for my daughter ahead of her arrival into the world. It took weeks, cost hundreds in fees, and left me buried in physical paperwork. The process felt entirely broken. It was manual, fragile, and built for a different generation. Having spent eight years at Google in Financial Services, working alongside Europe's top fintechs, I knew it shouldn't be this hard."
What we're building towards.
None of the below is live today. Each is an idea we're actively building towards, subject to regulatory, legal and provider approval, not a current feature of Legacy.
Social Gifting Engine
A shareable link so family, for birthdays, Communions and other occasions, could contribute to a child’s account directly. Intended, still being built, and not confirmed launch scope.
Child Benefit Automation
Automating a portion of Child Benefit or another regular contribution into a child’s account by standing order. Intended direction, not a live feature today.
Financial Storytelling
Every contribution shown with who gave it and when, turning an account into something a child can look back on. A concept we’re designing towards, not yet built.
Legacy isn't intended to make decisions for you.
We want to help families make their money work for them, in a way that fits their own goals, without the complexity, high fees or limited access that usually gets in the way. That's the direction we're building in: it isn't a current personal recommendation, and it can't launch without the regulatory, legal and provider approvals it needs.
Security and privacy controls
are build requirements, not claims.
None of the items below are evidence of current certification or authorisation. They describe what we're building towards.